Flood Information and Protection

Key Biscayne, Virginia Key, Miami Beach and all islands lying within Biscayne Bay are in Evacuation Zone A (Red Zone on the Miami-Dade County Hurricane Storm Surge Evacuation Map) with the highest risk of flooding from storm surges. Therefore, proper advance planning to protect you, your family and your property is in your best interest.

The Village has participated in the National Flood Insurance Program's (NFIP) Community Rating System (CRS) program, overseen by the Federal Emergency Management Agency (FEMA), since 1998. The CRS is a voluntary, incentive-based rating program that recognizes and encourages community floodplain management and public outreach activities that exceed the minimum NFIP requirements. Continued participation requires yearly submittal of a report that describes activities the Village is pursuing in order to reduce flood losses in the community and a FEMA site visit every five years. The Village currently has a Class 7 rating that provides a 15% flood insurance premium discount to all flood insurance policy holders in the community based on results of the last September 2011 site visit.


Public awareness is a cornerstone of the CRS program.  Please visit the Village's Document Center - NFIP-CRS Public Information webpage for a comprehensive list of maps, reports and other documents required for the Village's CRS participation. Selected resources are given below. (Link Symbols: Folder Icon Village Webpages, PDF icon PDFs, External Link icon External Websites (open in new browser windows))


Folder Icon  Flood Insurance and Free Flood Hazard Information


PDF icon  CRS June 2019 Newsletter #31

       This annual newsletter fulfills part of CRS (Community Rating System) requirements for the Village to qualify for the NFIP (National Flood Insurance Program).
       The June newsletter, with NOAA predictions for the Atlantic Basin Hurricane Season, is mailed to property owners. See below two documents referred to in 2019 issue.
          PDF icon  About the Mandatory Purchase of Flood Insurance
           https://asoft7140.accrisoft.com/keybiscayne/clientuploads/Images/external-small.gif Unified Sea Level Rise Projection: Southeast Florida - October 2015 report by the Southeast Florida Regional Climate Change Compact

PDF icon  September 2018 CRS Newsletter #30 (E-Version)
      This updated newsletter includes the NOAA mid-season revised Atlantic Basin forecast issued in August as well as links.


Folder Icon  FAQs: Learn About Floodplains and How You Can Prevent or Minimize Flood Damage


Folder Icon  Flood Insurance Rate Maps (FIRM)
       The FIRM map issued by FEMA shows different elevation zones based on 100-year flood data
       and is used to specify height of the first finished floor of new construction in a flood hazard zone. 


External Link icon  FloodSmart.gov


Folder Icon  Village Flood Hazard Warning System
       The Village has multiple methods for disseminating information in case of an emergency. 


Folder Icon  Elevation Certificates
       Information recorded for properties from FY 2003-2004 (with a few records from previous years
       back to FY 1999-2000) to FY 2017-2018.



As a public service, Javier Pena will provide you with the following information upon request:

  • Whether a property is in or out of the Special Flood Hazard Area (SFHA) as shown on the current Flood Insurance Rate Map (FIRM) of the Village (PDF);
  • Additional insurance data for a site, such as the FIRM zone and base flood elevation or depth, as shown on the FIRM, and a handout on the flood insurance purchase requirements that can help people who may need a mortage or loan on a property in the SFHA.

If you would like to make an inquiry, please provide a street address and the property tax folio number. The folio number for your property is available at the Property Search webpage of the Miami-Dade County Property Appraiser.

Mr. Pena may be contacted by email at jpena@keybiscayne.fl.gov, by phone at (305) 365-8916 or in person at the Department of Building, Zoning and Planning at Village Hall between the hours of 10:00 a.m. and 2:00 p.m.



"To provide a safe, quality community environment for all islanders through responsible government."


© 2013 Village of Key Biscayne   |   88 West McIntyre Street   |   Key Biscayne, FL   |   33149   |   (305) 365-5511   |   feedback@keybiscayne.fl.gov


Under Florida law, e-mail addresses are public records.
If you do not want your email address released in response to a public records request,

do not send electronic mail to this entity. Instead, contact this office by phone or in writing.